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Family Guardian

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Global Investor


Competitive exchange rate

Your T8 account will currently only accept deposits or transfers in Euros. You can then convert this Euro into GBP or HKD. Thus, you will be able to make transfers and payments from your account in Euro, GBP and HKD.

When you convert between currencies in your T8 account, we use the following exchange rates which are updated daily. The table below compares the T8 exchange rates to the European Central Bank reference rates.

Pair Mid Upper Lower
EUR/HKD 8.00146 8.00147 8.00145
EUR/GBP 0.83420 0.83420 0.83420
GBP/HKD 9.59038 9.59049 9.59028

Exchange rates are based upon 1 EUR to each currency. This information is presented in accordance with European Union regulation 2019/518. See:

Transaction fees

Please see all our charges for transactions, memberships and other services:

Services Charge
Application Free
Internal Transfer Free
Refund Free
Closing Account Free
SEPA Incoming Free
SEPA Outgoing Free
SEPA Cancellation Free
SWIFT Incoming Free
SWIFT Outgoing € 5
SWIFT Cancellation Free
Investigation € 10.00
Monthly Membership € 8.99